The Federal Reserve Board recently launched a new interactive Web site to help consumers better understand the new credit card protections that took effect on February 22, 2010.

Starting April 1, advertising for "free credit reports" will require new disclosures to help consumers avoid confusing free offers—which often require consumers to spend money on credit monitoring or other products or services—with the no-strings-attached credit reports available at AnnualCreditReport.com, or 877-322-8228.

College can be very expensive.

The IRS recognizes that many people are going through difficult times financially, and many people are wondering what to do if something unexpected happens.